kevincwelch
Active Member
I'm with State Farm in Chicago - just got my renewal 2 days ago for $450/6 mons.
That's really great.
I have 21st, and it's $800/6m for the S and the Outback.
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I'm with State Farm in Chicago - just got my renewal 2 days ago for $450/6 mons.
Would you post the redacted letter please? I'm concerned about the exact verbiage.I just received a letter in mail from State Farm Insurance, who I have used to insure all of the cars I've owned since I was 25 (I'm now 56 - long time). In a nutshell, the letter states that State Farm will not renew my policy for my Model S. I own two other cars, which are not affected.
Basically, State Farm claims that the Model S does not meet their guidelines and standards that determine if insurance can be provided. I find this odd, as the Model S was rated "the safest car in 2013, etc". So what's up with State Farm? Is it the cost to fix one?
Does anyone in the New York area have a suggestion on insurance companies that cover Tesla automobiles?
I have used USAA for 12 years and they insured my S with no issues. I have multiple banking/insurance accounts through USAA and think very highly of them. Great customer service and great rates. If you are eligible (current or former military or have a family member that was/is a USAA member) you can qualify.
I just received a letter in mail from State Farm Insurance, who I have used to insure all of the cars I've owned since I was 25 (I'm now 56 - long time). In a nutshell, the letter states that State Farm will not renew my policy for my Model S.
I believe collision coverage may be the issue with the Model S. While the car does have an extraordinary record for occupant safety, the autobody repair costs I've read about on this forum are sobering. Basically, you can take whatever you'd normally pay for body work on a BMW, Audi or Mercedes and double or even triple it. One owner, who had a dented hood with no other damage, paid over $10,000 for a simple hood replacement. Furthermore, Tesla requires that the work be done at a Tesla-approved body shop. No wonder insurance rates are creeping upward as real-world data rolls in.
This suggests another possible business opportunity for Tesla and a groundbreaking solution for owners: Tesla could start selling auto insurance to its customers. With cost control at every step of the way, Tesla would be in a better position to offer insurance at competitive rates. Tesla could even open its own body shops. It might be time for another disruptive business tactic.
I just received a letter in mail from State Farm Insurance, who I have used to insure all of the cars I've owned since I was 25 (I'm now 56 - long time). In a nutshell, the letter states that State Farm will not renew my policy for my Model S. I own two other cars, which are not affected.
Basically, State Farm claims that the Model S does not meet their guidelines and standards that determine if insurance can be provided. I find this odd, as the Model S was rated "the safest car in 2013, etc". So what's up with State Farm? Is it the cost to fix one?
Does anyone in the New York area have a suggestion on insurance companies that cover Tesla automobiles?
That's really great.
I have 21st, and it's $800/6m for the S and the Outback.
I just received a letter in mail from State Farm Insurance, who I have used to insure all of the cars I've owned since I was 25 (I'm now 56 - long time). In a nutshell, the letter states that State Farm will not renew my policy for my Model S. I own two other cars, which are not affected.
Basically, State Farm claims that the Model S does not meet their guidelines and standards that determine if insurance can be provided. I find this odd, as the Model S was rated "the safest car in 2013, etc". So what's up with State Farm? Is it the cost to fix one?
Does anyone in the New York area have a suggestion on insurance companies that cover Tesla automobiles?