Upon further examination, its just the bumper. A RAV4 backed into it at slow speed (poor attempt at street parking) and her bumper scraped the top of my bumper.
Luckily I was in the car, texting so I got out right away and got her insurance info.
My local repair guy said it should be fairly simple with repaint of bumper. Unfortunately, Tesla is not in their system so they can't do it.
So I'll be dropping by RNR later on today to get an estimate. I'll look into a bigger paint armor on the thing. Its got one on already but it covers soooo little.