This is why I brought up asking who has an insurance car cost of $499/month? You might as well simply never drive if you had to pay $6k a year just to legally (have insurance) drive in the US. Sorta like if a life saving drug that one needs is $10 million, they might as well just die honestly since it's not possible to pay for it (or real life case, folks seeing home insurance costs of $10k a year or more now).
I can't speak for anyone else here (knock on wood), but in my decades upon decades of driving, have never been at fault in any moving accident and no, my insurance cost isn't anywhere close to $499/month. Will all these half decent drivers like myself shell out any substantial $$ for FSD because it's 10x safer (your speculation)? Will Tesla insurance charge me exactly what my other insurance will charge me or even less because I have FSD (this has to be much closer to < $100/month).
Contrary to what a lot of people here think, not all of us here created our accounts last month nor are trying to troll people here. The math just doesn't work financially I feel. Elon has a plan of course and we'll see long term how this plays out since I clearly am not as rich/smart/wealthy as him (years).
This has been my general disagreement that people are willing to shell out tons of $$ for FSD. Really bad drivers who had their license suspended, drive under influence, likes to speed, tail gate, cut people off, run red lights, aggressive, etc aren't going to pay for FSD (these are the drivers who really should use it) since it's slow and follows the rules.
