... All off-roading vehicles are sealed tight to reduce water damage. These vehicles can go fully submerged with modifications obviously... If an electric car encounters water especially in the Model S over a certain height, the car automatically turns off the car instantaneously. The battery is located on the bottom of the car and if water ever reached any of the wires carrying electrcity you could say good-bye to your new car. Also - if you took the Model S into a certain height under water you cannot come back when the water dries up and drive away freely. You have to call Tesla and have it sent out to a service center / have a ranger come out.
No, off roading vehicles cannot operate while fully submerged. They need to have an air intake that is above water. Sure, you can add a snorkel type system, which just means that a part of the engine system sticks up higher than the rest.
Yes, if water gets to wires carrying current, that is a problem. But those wires can be insulated AND the entire compartment can be sealed. This is not possible with internal combustion engines, which require a source of fresh oxygen to keep burning fuel. And internal combustion engines also have a number of parts that can be damaged by water, including electronics.
While the model S isn't set up for off roading and deep wading, EVs have much more potential for it than anything that burns fuel to go forward.