The way I see it, Tesla don't have an offering. It is a QBE policy that Marsh Avantage - a brokerage service, creatively created what appeared to be Tesla Insurance. That means there are 2 layers of companies doing something that they would need to have motivation to be involved in the process. Marsh would need to improve their bottom line through volume of sales of QBE policies and Tesla - who would know. Usually going direct short term and avoiding the intermediarys can be cheaper but not always. If you can prove you are a good risk by going direct, it should be cheaper.If it is it'd only be by a few thousand (it's also a S75D), so nowhere near P100DL territory
It's made even more weird when we all know QBE underwrite Tesla's own offering.
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Insurance. It is that time of the year again.
- Thread starter Dborn
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Shock-On-T
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That is weird.If it is it'd only be by a few thousand (it's also a S75D), so nowhere near P100DL territory
It's made even more weird when we all know QBE underwrite Tesla's own offering.
Maybe they are changing their mind on a regular basis.
I once had the same insurer write to let me know they no longer insure investment property in a certain area, and at the same time send me an email to renew my insurance at a different investment property in the same area, and about the same value.
raynewman
Active Member
gizmonty
Member
Been a while since I've posted here.
I just looked at my invoice for this year's premiums with InsureMyTesla. In 2016 I paid $2196 ($1000 excess). In 2017 I paid $2470 (a bit of a jump but not enough to warrant going shopping). This year they want $3897! I will certainly be going shopping. I still have my 2014 P85 with 45000km on the clock.
I did make a claim a few months ago after I was rear-ended by a Porsche so I wonder if they have bumped me up because of that.
I just looked at my invoice for this year's premiums with InsureMyTesla. In 2016 I paid $2196 ($1000 excess). In 2017 I paid $2470 (a bit of a jump but not enough to warrant going shopping). This year they want $3897! I will certainly be going shopping. I still have my 2014 P85 with 45000km on the clock.
I did make a claim a few months ago after I was rear-ended by a Porsche so I wonder if they have bumped me up because of that.
Tension
Member
Shouldn't make a difference as it wasn't your fault; the Porsche's insurance would have paid for yours.
I think they're conspiring against Tesla and maybe electric cars in general.
gizmonty
Member
gizmonty
Member
A quick look online and I can get cover with RACV with agreed value of $110,000 (probably too high) and $2000 excess for $1712.
Unless InsureMyTesla respond to my polite inquiry with a substantial reduction in premium, I think I'm about to go through a relationship breakup. I should say that when I made a claim through QBE a few months ago the service was exemplary, but that isn't enough to have me hand over an extra $2k.
Unless InsureMyTesla respond to my polite inquiry with a substantial reduction in premium, I think I'm about to go through a relationship breakup. I should say that when I made a claim through QBE a few months ago the service was exemplary, but that isn't enough to have me hand over an extra $2k.
mrpseudonym
Member
Tesla no longer appears as an available make to insure on the CGU website. This insurance business will be the death of Tesla.
Tension
Member
Isn't that still insanely high? Or is that about what it costs to insure the performance versions?
I did hear rumours that QBE might have dropped them but for the time being, Valentine's under one of their policies.
Just checked with CGU- they dropped Teslas in December.
Now:
NOBODY CRASH, please.
Now:
NOBODY CRASH, please.
Icey
Member
What annoys me, I signed up with CGU, when it comes up for renewal mid this year i'm going to loose my new for old replacement deal. Most Insurance companies will only do new for old if you've had the car from new and insured with them the whole time.
I just put a deposit for a 2015 Model S P90D Tesla Used Inventory and I can't seem to get a quote at all for my vehicle or that I can't get a quote under $5000. What the heck is happening here. I had BMW M3's and Merc AMG's >160k in value but no where >$3000 in premiums.
Hopefully, someone can brighten up my day.
Hopefully, someone can brighten up my day.
Congrats on the tesla purchase!
If you read this thread there will be lots of insurance options suggested. You will definately get well under your current quote if you look at these options. ‘Tesla’ insurance is very expensive. I found it to be double. Around $5000 seems to be their normal answer.
If you read this thread there will be lots of insurance options suggested. You will definately get well under your current quote if you look at these options. ‘Tesla’ insurance is very expensive. I found it to be double. Around $5000 seems to be their normal answer.
Thanks Paul for your hospitality and help.
I was able to secure finance from Shannons for $2800 covering up to $124,000. low excess of 1200. Awesome!
I was able to secure finance from Shannons for $2800 covering up to $124,000. low excess of 1200. Awesome!
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