geoffreak
Driving My Model 3
I'm surprised nobody mentioned the realistic way to save. Start right now by putting aside $400-500/month into a savings account. Within 2 years (which is about the time many orders will take to ship) you will have saved $10-12k. This will be enough for a down payment, taxes, charger installation, and any adapters you'll need. After your purchase, your car payment will likely be at most $400-500/month, but it's a good thing you'll be used to paying that. If you can't manage that much a month, you really can't afford this car without making some really risky decisions.