OK, you have a tandem in there, so my phrasing was not precise enough. Can you shut off all power to the building with just six operations, i.e. pushing six breaker handles or connected sets of handles? If your tandem has two independent handles, that would count as two operations.
If six operations or less, your MLO service panel complies with NEC 230.71. If seven or more, it is out of compliance, and circuits should be moved to a subpanel, or handle ties should be added, to comply with 230.71.
BTW, with an MLO service panel, you should be able to connect up to 100% of your service rating of power generation sources to the MLO service panel. MLO service panels are not subject to the requirements of 705.12(D) but instead are covered by 705.12(A). I believe it is unclear whether the breakers in the MLO service panel for interconnection of power generation sources count towards the limits of six operations in 230.71. Different inspectors may have different interpretations of this issue.
Also, note that with an MLO service panel, the only thing protecting your service conductors and service panel is the NEC load calculation itself. So when adding loads to your service, it is important to check the load calculation, although in practice that calculation is usually very conservative.
Cheers, Wayne