ICUDoc
Active Member
A few gratuitous details about how it feels, drives and handles would be great,BH! 4WD on a rainy Perth day? Unusual but good!the car is magnificent.
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A few gratuitous details about how it feels, drives and handles would be great,BH! 4WD on a rainy Perth day? Unusual but good!the car is magnificent.
A few gratuitous details about how it feels, drives and handles would be great,BH! 4WD on a rainy Perth day? Unusual but good!
A few gratuitous details about how it feels, drives and handles would be great,BH! 4WD on a rainy Perth day? Unusual but good!
Anyway, I did it with NRMA and the MAXIMUM agreed value that they will insure the car for is a measly $192,400... They wouldn't budge on that unless there were modifications made to the car. I didn't want to go down the Ludicrous Mode option - they probably would have denied insurance all together right?
So I chose the comprehensive cover but with a 14 day hire car option - no windscreen or any other option... Price: $2746.12 (Included loyalty discount of 12% and No claim of 60%).
I confess that I have not shopped around but in defence of that:
1) There is a 21 day cooling off period (provided no claims are made) and
2) I am always worried about taking out insurance from small'ish insurance companies because it is like investing $192k into the company. I would NOT buy $192k worth of shares in them. So if a claim ever had to be made, I would like some peace of mind that they will exist in 12 months time and can pay it out! I know, I know HIH was a big company but still....
Hey Z, since NRMA offers new car replacement for the first 2 years, what's the benefit of specifying the maximum agreed value? I would've thought it's better to specify the minimum agreed value (around $101k I think), which reduces your premium by quite a lot. They're gonna replace the car with the same model anyway, regardless of value, right?
A few gratuitous details about how it feels, drives and handles would be great,BH! 4WD on a rainy Perth day? Unusual but good!
Hey Z, since NRMA offers new car replacement for the first 2 years, what's the benefit of specifying the maximum agreed value? I would've thought it's better to specify the minimum agreed value (around $101k I think), which reduces your premium by quite a lot. They're gonna replace the car with the same model anyway, regardless of value, right?
Hey cynix,
You saved me an extra $738.65! (Must remember to buy you a drink if we ever meet at a Tesla gathering!)
So the minimum agreed amount that NRMA allows is $103,600 and I opted for that sum instead of market value. But this is based on the fact NRMA has a replacement 'election' if total replacement is required within 2 years of the car being registered. And since I am certain that if I write off my car within 2 years I will definitely want a new Tesla as opposed to a pay-out figure - then that is the way to go.
The bottom line premium was $1137.69 BUT I upped the excess from $800 to $2k and I have allowed for a 14 day hire car option.
Now this may still be around $500 more than little insurance companies like Youii BUT like I said before, I would feel too nervous entrusting my .25mill asset with the little league... Upon pay out time, they may wind up! (But I have NOT looked at the Youii Balance Sheet or anything... just guessing here).
As the Evannex man told me when I was over there, these are actually made in NZ. I made the mistake of attempting the get a wheel repaired then bands installed at the local dealer (actually a BMW shop). They quoted two days (Wednesday to Friday) and when I went to pick up the car they said 'Oh that won't be ready til next Thursday. Much wobbly on my part to get the car back with one half fixed wheel and no bands. Will have to find another source of the bands.
I think the only risk is that if the Model S is no longer available in the Australian market in the next 2 years, then you'll have no choice but to take the payout. I think that's pretty unlikely to happen.
How did you manage to get your premium down to 1137? The lowest I could get was something like $2200, and that's with a $2000 excess.
Youi was actually the most expensive option for me, they quoted me $4500+. The others (GIO, Suncorp, AAMI etc) are all around $3500.
I'm amazed they are so cheap. I have house & contents insurance withNo KM limit. I do have one other car and contents insurance with them; but then they were the cheapest on those as well.
Had a small claim on the other car. They were most helpful and quick.
151wh/km!!! WTF. That's so low! How did you achieve that?!
Bloody awesome! Do tell us all about it tomorrow night, ZTrekus!!!Production Complete
Well tomorrow is the day for me!
Gudday Blue Heaven
Thats makes more sense, like Tim I was wondering, given I have an average taken over 19,000+ Kms and its 208W/Km in all terrains and weather so far. Mind you the run up the Adelaide hills will chew electrons especially if you give a bit of a nudge......:scared:
Production Complete
Your Model S is being prepared for pickup or delivery.
Well tomorrow is the day for me!