Is this normal or they will denied

[Thari]

Hi, I’m really happy that I will join tesla fam, but my credit decision is pending about 4 days already. Is it should be within 48hrs? Anyone have this situation and got approve? This is my second month that i get credit score. I have 750 FICo score and 5k$ down payment. Is it possible to get approve

 

[ewoodrick]

Do you have a lock on your credit? That may be a problem.

Recent check and recheck on me has been less than 2 days.

Check your email for any messages, check your junk mail.

 

[Thari]

Do you have a lock on your credit? That may be a problem.

Recent check and recheck on me has been less than 2 days.

Check your email for any messages, check your junk mail.

How to check do i have a lock on my credit or not?

 

[jjrandorin]

How to check do i have a lock on my credit or not?

Thats something you should know for yourself or not. If you dont know whether you have a lock on your credit or not, you dont have one since it takes specific action by you to put a lock on your credit.

 

[Thari]

Do you have a lock on your credit? That may be a problem.

Recent check and recheck on me has been less than 2 days.

Check your email for any messages, check your junk

Thats something you should know for yourself or not. If you dont know whether you have a lock on your credit or not, you dont have one since it takes specific action by you to put a lock on your credit.

Oh I understand now i didnt lock or freeze my credit card.

 

[ewoodrick]

Oh I understand now i didnt lock or freeze my credit card.

How far out is your anticipated delivery date?

 

[Thari]

How far out is your anticipated delivery date?

I order M3LR. right now i only get Est.delivery date May-June 2024

 

[Thari]

How far out is your anticipated delivery date?

But if it’s possible i would like at my birthday 21May will be good but whatever i need to waiting until got approve

 

[ewoodrick]

I order M3LR. right now i only get Est.delivery date May-June 2024

You've got plenty of time, just chill. The loan offer is only good for a limited time, so they are probably waiting until you get closer, so it doesn't expire.

 

[Thari]

You've got plenty of time, just chill. The loan offer is only good for a limited time, so they are probably waiting until you get closer, so it doesn't expire.

Ok dude. Thank you so much i will update if anything happen

 

[adaminfl]

Same thing here. Showing PENDING for 4 days. 4th Tesla lease and normally see approval in a few hours. 795 credit score with substantial income.

 

[ewoodrick]

All I can say at this point is that they added taxes to my Cybertruck cost and that made me have to redo financing.
I had to go through all of the questions again. And then I had to wait for the results before I could approve it.
I was worried that it was going to impact my delivery.

Les than 30 seconds later I got a new message. My loan had been approved, go confirm it.

So it does sounds like chilling may be the correct step, as they can sometimes turn things quickly.

 

[TSLA Pilot]

I order M3LR. right now i only get Est.delivery date May-June 2024

I would consider changing your order to the new Model 3 Performance ASAP as it IS eligible for the $7,500 Federal Tax Credit, which makes it a very, very good value in comparison to the Long Range M3 (which is NOT eligible).

It's simply a stunning car, and a far better value (yes, they ramble on a bit of other topics, but the review is excellent, one of many on YT):

Another option: just LEASE the Long Range as all leases get the $7.5k credit, regardless of income or battery component origins . . . .

Please let us know what you decide!