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I applied to Nusenda this morning. I didn't receive an immediate approval and didn't receive confirmation on the rate. Rather, it said that a loan officer will contact me within 3 business days. I should know more about overall timing from them in the near future.Is this CU still the best deal? Should i apply now if my edd is 9/5-10/3
I applied to Nusenda this morning. I didn't receive an immediate approval and didn't receive confirmation on the rate. Rather, it said that a loan officer will contact me within 3 business days. I should know more about overall timing from them in the near future.
M3RWD / Black / Black / Aero / No FSD / OD: 4/15/2022/ EDD: 8/27/2022-9/10/2022
I applied on the morning of August 16th. Received call from loan officer on the morning of August 17th. Received approval at 2.8% on the afternoon of August 17th. I will receive an additional 0.25% fuel efficient vehicle discount once I can provide Nusenda with my VIN.Is this CU still the best deal? Should i apply now if my edd is 9/5-10/3
I'm in Illinois. I was told that you can make a donation to an organization to join, even if you are out of state.Apologies I’m on mobile so I don’t see signatures, but do you live in New Mexico? Trying to see if I can donate to a third party organization that will grant membership with this CU, but heard this approach only works if you live in NM. Wouldn’t work for me if this is the case since I live in CA. Are there other ways of joining?
I'm in Illinois. I was told that you can make a donation to an organization to join, even if you are out of state.
M3RWD / Black / Black / Aero / No FSD / OD: 4/15/2022/ EDD: 8/27/2022-9/10/2022
Yes. I was informed that they may not allow you to join if you simply try to join the credit union without applying for a loan. Rather, it is better to apply for a loan first, and then join the credit union once you have been approved for a loan. The problem in doing so is that the you get a hard pull on credit without having 100% certainty you will be approved at your desired rate.Were you successful in joining Nusenda as an out of state resident? I was just told They no longer allow out of state applications
Nusenda is up to 3.05% as of August 22. Can join by donating $10 to local organization. I looked into Adelfi but did not ultimately apply.So is the general consensus nusenda and Adelfi have the best rates at the moment? Nusenda seems to have a requirement to donate to local organization and adelfi has requirement to believe in Jesus and be a current church member? My local credit union BCU is giving 3.39%
I went ahead and opened a nusenda membership which I got a hard pull from just opening a savings account… then applied for the loan and got 3.5% for 72 months and then .25% discount for EV to bring it to 3.25. Sad that the rates just jumped yesterday but overall process was fine.Nusenda is up to 3.05% as of August 22. Can join by donating $10 to local organization. I looked into Adelfi but did not ultimately apply.
M3RWD / Black / Black / Aero / No FSD / OD: 4/15/2022/ EDD: 8/27/2022-9/10/2022
Yes, but that is still one of the better rates that I am seeing. Nusenda has been great to deal with in my experience so far.I went ahead and opened a nusenda membership which I got a hard pull from just opening a savings account… then applied for the loan and got 3.5% for 72 months and then .25% discount for EV to bring it to 3.25. Sad that the rates just jumped yesterday but overall process was fine.
Sorry meant to say FSCU.comI got 3.49% for 84 months at FCSU.com
Yeah this is one of the reasons I’m avoiding CCCU… I have the credit score to get their best rate just don’t want to deal with the hassle and I’ve heard this from a number of people now.I applied to join Coastal Carolina when their rates were low but just received a 1990 packet of papers to fill out after jumping through hoops to join. Then their rates went up also. Lol
I’m a member of adelfi so May use them or Nusenda now. Would really prefer not to finance for 84 months.
Is this CU still the best deal? Should i apply now if my edd is 9/5-10/3
I refinanced mine used @ 2.65% for 60 mo thru Adelfi. They said if I would have financed as a new could have been 2.20%.I got 3.49% for 84 months at FCSU.com
Yes I’d go that route but I don’t meet the eligibility criteria to go through themI refinanced mine used @ 2.65% for 60 mo thru Adelfi. They said if I would have financed as a new could have been 2.20%.