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Also went with AdelFi and it was somewhat slow for me as well but actually the biggest hold up was just getting the final MVPA from Tesla. Tesla was telling me my car was going to be here with delivery scheduling as early as 9/13 but didn’t give me the MVPA until 9/12… AdelFi told me they need...

Adelfi’s just went up… not that they can’t go up again but I got in a week ago when all their rates were 0.4% lower than they are now.

Who you calling MOFO? 😂

In the process of going thru AdelFi myself, but got to say it’s been weird. You are correct when you first apply you’ll get an instant approval email where it clearly says 60 days. I got that on 9/5 when I applied. Then on 9/10 they emailed me that they had not received proof of insurance...

The tab is there, the button is disabled. All my tasks that I could do have been done and have the ✅(registration, financing, trade-in, schedule, insurance)… but the final payment, review agreements and accept delivery are all disabled still.

Anyone with recent deliveries know when you get your final MVPA? I have had the vin a couple days now and a delivery date set for this week but no MVPA…

if this was what I wanted personally I’d place the order for a MYLR 7 seater which has a very distant EDD and then as soon as the ‘23’s were confirmed shipping out I’d switch to a MYP… people that have been doing this have been reporting they jump the line on MYP’s to honor the original order...

Your theory was accurate for me as well... just assigned VIN! MYP/Black/Black/No Tow/No FSD Arizona OD: 7/15 EDD1: 9/15-10/20 EDD2: 9/10-10/8 EDD3: 9/11-9/22 VIN Assigned: 9/10 EDD4: 9/10-9/14

I live on the west coast, but if I was in NJ and they were telling me it's in the rail yard I'd tell the SA to meet me there and we'll break it free together. 🤣

weird that they're making you take delivery at your house... the last time I bought a Tesla I picked up in Scottsdale service center... granted been a couple years but still odd that it's not an option. I'm still waiting for Vin with EDD at 9/11-9/22 for my MYP in AZ.

really holding out hope this theory is correct regarding the 12 day windows since that's what I got today lol.

Updated EDD today.. MYP/Black/Black/No Tow/No FSD OD: 7/15 EDD 1: 9/15-10/20 EDD 2: 9/10-10/8 EDD 3: 9/11-9/22 Weird that everyone seems to get 2 week windows (14 days) and mine is 12 days... but I'm glad it got shorter anyways. Still no VIN.

There’s that but the catch is also also that it’s a very narrow FOM union… “Japanese Ancestral residing in Los Angeles, Orange, Riverside, and San Bernardino Counties;” is the primary way to gain membership. Although it looks like you may be able to first get membership to The Japanese...

lol, good luck with that... a lot of credit unions ask for supporting documentation for membership eligibility, they may not, but a lot do.

Seems like you need more than a referral to become a member… need to either live in DC area, or be a relative of an existing member unless I’m missing something.

I can’t help you with EAP, but noticed your bio says AZ… I’m also waiting in AZ on a MYP/Black/Black/No Tow… ordered 7/18, my EDD is a couple days behind yours though at 9/10-10/5. I’m now tempted to change mine to white interior if they are getting a batch of those to AZ sooner lol.

I guess if you’re going to choose to be obtuse enough to believe Tesla isn’t pricing inventory accurately to sell then yeah, I guess that’s probably a good takeaway from my example for you.

Lol Tesla’s used car prices have remained fairly constant over the past month and sure enough cars just disappear at these prices from their site as I’m sure this one will if we give it a bit more than an hour or so. Tesla has no interest in being a used car dealership, they price to sell and...

You mean from the 10 minutes ago when I made my post 😂… yeah I guess so.

Here’s one in my neighborhood for sale that matches the 72k price around 30k miles. You really think this isn’t going to sell on Tesla.com? I see listings like this all the time here today gone shortly thereafter…

https://www.cargurus.com/Cars/price-trends/ This is a fairly good idea of the used car market on the whole, which shows used car prices have dropped 1-3% (Tesla at -2.25%) on average over the last 30 days. I say this because while one particular offer from a place like Carvana may have dropped...

Got some movement on my EDD today for my MYP/Black/Black/No Tow/No FSD… 7/18 - Order Date (Aug-Oct EDD) 7/20 - EDD 1 Sept 15th-Oct 20th 8/27 - EDD 2 Sept 10th-Oct 8th I know this doesn’t mean much of anything but I’m going to dream like it does.

Well you’re right in that FSD doesn’t degrade like a mechanical part of the car. But since the entire car DOES wear out and FSD is useless without a Tesla it does make sense that it depreciates. Look at it this way, you buy a new Tesla with FSD for 12k and let’s say your car lasts 200k miles...

This seems to be the case for everyone right now… Tesla appears to have dropped their trade in values by roughly 20% over the last month, which isn’t reflective of the entire used car market but they do what they do. But yeah, my trade in offer for 2020 M3LR went from 49,400 to 40,400 from July...

Yeah this is one of the reasons I’m avoiding CCCU… I have the credit score to get their best rate just don’t want to deal with the hassle and I’ve heard this from a number of people now.

Guessing the same way they did the stimulus checks, and the early payments on child tax credit, which had similar income limits... use the last year's taxes on file and base your income on that.

This appears to be the case for me on my 2020 M3LR with 17k miles, my initial offer was $49,400… this was on 7/18, so my offer hasn’t expired just yet but when I used Tesla’s trade in estimator it now says 39k-43k… in July it said 47k-51k and that’s when I got the $49,400 official offer. While...

This seems spot on. If you think about it the last price before they shut it down was starting at $57,990 I believe so, if they plan to get it to say $54,990 AND it qualifies for $7,500 off at point of sale you’re looking at going from $57,990 to $47,490. Which is a massive difference to a...

Yep. It’s why people getting worked up about this car or that car not qualifying at this point is silly. They’re just going to make things be premium add-ons you can choose to add later for those that want the rebate, or at checkout if you don’t qualify or care about the tax rebate. And all...

Does it really pose that much of a risk when they’re back ordered until mid-2023 on some configs? You delay delivery, they will unmatched you from your VIN someone else will buy your car in your place in Q3/Q4 AND they still get you committed to buy in Q1. In the end they still are getting paid...

They’re very slow to respond to me too, but to answer your question it’s not unusual to not have a VIN. Often times people get financing in place (pre approval) and then go to a traditional dealership and buy their car in person, meaning they don’t have a VIN either. In fact this is the...

FYI - I’m also trading up from a 2020 M3 (LR not P) to a MYP… the best offer I got was from driveway (tried Carmax, Carvana, vroom) for 53k, but Tesla offered me $49,400 and trade-in tax savings in my state make it worth it to trade in. Unless you have a ton of miles or something else going on...

Looks like it’s actually 2.75% up to 75 months, and 2.55% up to 65 months… they do a 0.25% discount for EV’s. Which, given the rates at most places now is not bad.

Yep, like I said 3.49% is the best rate you can get currently. Even with the EV credit.

That’s not how it works… they stipulate the EV credit is only up to being as low as the lowest rate. So, before if you applied at 60 or 72 months you were still getting 1.99% regardless. Now, the lowest you’ll get is 3.49%

And then the real question…

No, that only applies to interest only Home Equity loans… they very clearly state that here if you’re curious: https://doclib.everence.com/WorkArea/DownloadAsset.aspx?id=9941

I’m sure it will get sorted out but you’re not crazy…attaching mine so you can see, my trade in credit is 49,400, sales tax for me is 7.8% so I’m paying (72,940-49,400) * 0.078 = 1,836.12 in sales tax, which is exactly what it says for me. If I were paying on the full amount it’d be 5,689.32…...

While the bill is not final and passed I’m not sure why you believe this is going to skew towards favor of the competition… the bill in its current form will exclude many manufacturers either by the price cap requirements or the (40-50%) manufactured in U.S. requirements. Tesla will have the...

Not sure about Georgia, but in AZ we have the same thing and my current order very clearly shows I’m only paying sales tax on the difference, not the full amount.

Do let us know how the next steps go… I’m particularly curious if the loan officer makes sure you’re in line with Psalm 24 or one of the other “requirements”

This aligns with what I read in the fine print on their site... Specifically it says: "green auto" includes electric and hybrid vehicles. Loan discounts will not reduce any rate below our best APR. So, their best rate right now is 1.99% on up to 60 month loans, meaning the lowest rate you can...

Found my thread. OD: 7/18 MYP, no tow hitch, no FSD, black on black

I’m not sure what cafe y’all are going to but it sounds like the demand for meatloaf and club sandwiches is very high and they should start making more of both ASAP.

Did it because the price difference for me was essentially $2k. As I was going to get the LR with the 20 inch wheels since I didn’t like the Gemini wheels… I did however like the 21 inch wheels as well so $2k in price difference for me to get everything that comes with MYP including the faster...

On day 5 of waiting for my new EDD currently. Changed to MYP on 7/18 (Monday), mind you my original OD was Sunday, so if they do honor your original order date as many have noted they do you should be well ahead of me anyways..

Depends if you financed those things then yes theoretically. But you shouldn’t think of it in terms of they pay for this or that from your new car price. They simply pay the difference in the amount owed, and the amount it’s worth. So in the event you total your car and you owe more than it’s...

Probably no way of knowing but even if it is someone’s reject it’s not necessarily because of a defective vehicle… could be a lot of things, financing fall thru, person decided they wanted to change the config pushing them to the back of the line and you’re the next person in line with that...

Yep. This scenario is pretty much the sales pitch for gap insurance salesmen for as long as I can remember. If you take out a 72 or 84 month loan with little to nothing down, and no gap insurance you’re always going to be susceptible to this. Sure if the market tanks it will hurt more, but it’s...

For anyone who had originally ordered the MYLR and then went and did the edit design to upgrade to a MYP how long did it take for your EDD to update? Did mine a couple days ago and it still shows the EDD for the MYLR.