myblubu
Member
Hi, myblubu
May I also get Danial 's info? I've applied via Tesla Lending but they are giving me 2.49% via TD Bank, just want to try if I can get a better deal from Alliant.
Thanks!
Just sent it...
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Hi, myblubu
May I also get Danial 's info? I've applied via Tesla Lending but they are giving me 2.49% via TD Bank, just want to try if I can get a better deal from Alliant.
Thanks!
Can you send his info my way as well please
This is what it comes down to. If you have a business where you can write off lease payments do it it's no brainer. If you know 100% you won't keep this car for more than 3 years lease it. Just remember leading means you won't get the tax credits and what not if I'm not mistaken.Highly disappointed with Alliant's rates. I received much lower rates from two different credit unions. I'm still struggling over whether to Lease or Loan. My MX 90D went into production two days ago so I will have to make a decision soon.
Someone please convince me why I should purchase rather than lease. I never leased a car until my Volt and the dealership talked me into the lease under the premise that the technology (battery life, etc.) would be much improved at the end of a lease and it would be easier to upgrade to the latest year model and thus have improved battery range, etc.
Bottom line - should I lease or buy? Tesla Leasing has quoted me almost the same monthly payment I would have with a loan. The big financial advantage in my mind would be taking the tax credit for myself if I buy. I know this can be a personal thing, but I'd love to hear the arguments either way. Much appreciated in advance.
Also keep in mind mileage limits, and changes in driving habits. Our previous car we drove about 10,000 miles per year. With our X, we're at 9,500 miles in 5 1/2 months. It's not that we're thinking "we didn't lease, so let's drive it into the ground", it's more that we love it so much. The other remaining car gets driven much less, because we obviously choose the Tesla when there's a choice. We've also taken two mid-range road trips that we may otherwise not have due to the cheapness of energy (especially when using Superchargers on said trip).This is what it comes down to. If you have a business where you can write off lease payments do it it's no brainer. If you know 100% you won't keep this car for more than 3 years lease it. Just remember leading means you won't get the tax credits and what not if I'm not mistaken.
If you don't meet those criteria than you should buy it. There will always be new tech and toys to entice you. Depreciation is hardest the first 2-3 years so it's not with buying and then having to pay extra at the ends of you know that is what you are going to do. I thought about leading for a while decided to buy instead because I needed the tax credit and am going to keep this car till it doesn't work any more. I think at this point for my needs it's as future proof add I need it to be.
In order to get the 105% loan from Alliant, do I need to put in an application directly through them? I applied for financing through Tesla's website, and was approved for 78 months at 2.24%, but it seems to require 10% of the vehicle price plus tax as a down payment. I tried contacting Tesla's finance department, but no luck on answering phone calls.
They just got back to me and approved it to 105%, thanks!I applied straight through Alliant's website and without asking was told "keep in mind you may finance 105% of the value shown on the Configuration Page."
You can see the current Alliant rates by playing with the finance term length here:Hi MIT!
What rate did they quote as best for that amt and what was the term, please?
Thank you very much
Fury
Applied last week thru MyTesla and got 1.74% 72mo thru USBank. Took over 2 days to get a response and finally got notice on the 3rd day.
Was that with a downpayment?
Highly disappointed with Alliant's rates. I received much lower rates from two different credit unions. I'm still struggling over whether to Lease or Loan. My MX 90D went into production two days ago so I will have to make a decision soon.
Someone please convince me why I should purchase rather than lease. I never leased a car until my Volt and the dealership talked me into the lease under the premise that the technology (battery life, etc.) would be much improved at the end of a lease and it would be easier to upgrade to the latest year model and thus have improved battery range, etc.
Bottom line - should I lease or buy? Tesla Leasing has quoted me almost the same monthly payment I would have with a loan. The big financial advantage in my mind would be taking the tax credit for myself if I buy. I know this can be a personal thing, but I'd love to hear the arguments either way. Much appreciated in advance.