Long story short...My 9 month old MS was hit by a ski resort van in a parking lot. I wasn't in the car. Small dent in the right rear fender and bumper. Adjuster says $2300 in damages.
The insurance company won't pay me for lost wages ferrying my car back and forth between C.Springs and Denver. They want me to drop it off at the body shop and wait 4-6 weeks for parts and labor. Is getting a lawyer involved worth it? I'd like the insurance company to cover diminished value, gas for the rental car, and lost wages for having to drive it to Denver. Anyone have success in doing any or all of this? I've read some old threads on this, but this company seems to be really stingy. Never even heard of them.
See attached e-mail for more info. All her exclamation points really ticked me off, for some reason.
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Good morning Shakelia,
I just received the estimate from the appraiser. I'm going to take the car to Stuttgart Auto Body in Englewood, CO. They're the closest place that is an approved body shop.
The repair shop is far from where I work. (90 minutes each way) The problem with this is, I have to take two cumulative days off work to get this whole process done. I have to take at least three trips to Denver to get this work done. One to let them look at it so they can order parts, one to drop it off, and one to pick it up. I work as a contractor for the government and they're not ok with me taking paid time to complete personal business. How do I file compensation for lost time?
Also, since this accident will show up in the vehicle's records, I'm going to have high diminished value. The car only has 9000 miles on it and it's less than a year old with no prior accidents. It was in perfect condition prior to this accident. Can we get started on DV compensation now?
Thanks for your help. Please give me a call if you have any questions.
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I am sorry Mr. Tompkins, we can’t pay for inconveniences, so I will not be able to reimburse you for lost time from work!
However I can make the suggestion of you just dropping the car off at the shop, pick up the rental car in Englewood, provide Stuttgart with a copy of the estimate you obtained from the appraiser they will start on your repairs based off what the appraiser wrote, if Stuttgart discover additional damage, they will let us know and any additional payment will be sent directly to them !
The initial payment can be sent to them or we can send it directly to you, you can decide!
DV will be reviewed after the work is complete, because it’s based one of the things it’s based on is the amount of damages !
In order to offer you a fair value, we need to wait until after the work is completed before we look into the DV portion of this claim!
Let me where you would like for me to send the payment and let me know when you would like for me to set up the rental reservation!
Shakelia L. Hayes
Claims Examiner, Addison Claims Department
Philadelphia Insurance Companies
The insurance company won't pay me for lost wages ferrying my car back and forth between C.Springs and Denver. They want me to drop it off at the body shop and wait 4-6 weeks for parts and labor. Is getting a lawyer involved worth it? I'd like the insurance company to cover diminished value, gas for the rental car, and lost wages for having to drive it to Denver. Anyone have success in doing any or all of this? I've read some old threads on this, but this company seems to be really stingy. Never even heard of them.
See attached e-mail for more info. All her exclamation points really ticked me off, for some reason.
---------------------------------------------
Good morning Shakelia,
I just received the estimate from the appraiser. I'm going to take the car to Stuttgart Auto Body in Englewood, CO. They're the closest place that is an approved body shop.
The repair shop is far from where I work. (90 minutes each way) The problem with this is, I have to take two cumulative days off work to get this whole process done. I have to take at least three trips to Denver to get this work done. One to let them look at it so they can order parts, one to drop it off, and one to pick it up. I work as a contractor for the government and they're not ok with me taking paid time to complete personal business. How do I file compensation for lost time?
Also, since this accident will show up in the vehicle's records, I'm going to have high diminished value. The car only has 9000 miles on it and it's less than a year old with no prior accidents. It was in perfect condition prior to this accident. Can we get started on DV compensation now?
Thanks for your help. Please give me a call if you have any questions.
-----------------------------------------------------
------------------------------------------------------
I am sorry Mr. Tompkins, we can’t pay for inconveniences, so I will not be able to reimburse you for lost time from work!
However I can make the suggestion of you just dropping the car off at the shop, pick up the rental car in Englewood, provide Stuttgart with a copy of the estimate you obtained from the appraiser they will start on your repairs based off what the appraiser wrote, if Stuttgart discover additional damage, they will let us know and any additional payment will be sent directly to them !
The initial payment can be sent to them or we can send it directly to you, you can decide!
DV will be reviewed after the work is complete, because it’s based one of the things it’s based on is the amount of damages !
In order to offer you a fair value, we need to wait until after the work is completed before we look into the DV portion of this claim!
Let me where you would like for me to send the payment and let me know when you would like for me to set up the rental reservation!
Shakelia L. Hayes
Claims Examiner, Addison Claims Department
Philadelphia Insurance Companies