My Model 3 was attacked in my drive way.

[Kyle Fett]

So much like the title says, my wife and I were at home on Friday, the weekend of memorial day and we heard our car alarm going off and we came out to a naked man stomping through our glass roof. Tragically it appears we will be out our Tesla, we are working with our homeowners insurance hoping they will cover it, our car insurance won't help us. If anyone is curious the estimate to repair the car came in at $44,000.

 

[Rice&Curry]

I am sorry to hear about your car. I'm assuming based on your description of the person , he may be mentally challenged or going thru some mental issues. Mentally challenged people are doing weird things - damaging property, throwing things at people and wrong things with guns. I am not sure how you will address this damages, suggest contact a lawyer so see if there is any leeway with the insurance company as getting any money from a mentally ill person is not possible.

 

[AuntieJo]

Not sure how big he is, but looks as though the Tesla was in a rollover! These vehicles are sold as having one heck of a roof structure…is that not true?

 

[zoomer0056]

our car insurance won't help us.

Is it because the perp was naked?

 

[Kyle Fett]

Not sure how big he is, but looks as though the Tesla was in a rollover! These vehicles are sold as having one heck of a roof structure…is that not true?

Well lucky for us we have a security camera directly over the car so we caught the whole thing. Insurance also thought it was a rollover.

 

[Kyle Fett]

Is it because the perp was naked?

It's because the car was stored.

 

[Kyle Fett]

I am sorry to hear about your car. I'm assuming based on your description of the person , he may be mentally challenged or going thru some mental issues. Mentally challenged people are doing weird things - damaging property, throwing things at people and wrong things with guns. I am not sure how you will address this damages, suggest contact a lawyer so see if there is any leeway with the insurance company as getting any money from a mentally ill person is not possible.

The guy was high and having a nasty trip.

 

[Big Dunc]

Why wont the car insurance cover it? In the UK they would, as long as you had told them that the car was normally parked on the drive (not in a garage).
This is an event completely out of your control and exactly why you have insurance.

 

[LoudMusic]

It's because the car was stored.

As in, parked at your residence? Does that make it a home owner's insurance claim? How strange.

 

[canasion35]

What coverage do you have insurance wise? They should be covering that depending on what/whom you have…

 

[cbdream99]

If you have full coverage, then it should cover vandalism unless it is specifically excluded in your policy (which is strange though)

 

[Apprunner]

The guy was high and having a nasty trip.

Sorry to hear. I'd be so mad. I guess its only a car and a good excuse to upgrade to the new one

 

[PianoAl]

Sorry to hear it!

$44,000! So, more than just glass replacement?

 

[whisperingshad]

It's because the car was stored.

Driveway = stored?

 

[Kyle Fett]

Why wont the car insurance cover it? In the UK they would, as long as you had told them that the car was normally parked on the drive (not in a garage).
This is an event completely out of your control and exactly why you have insurance.

We cut down to store the car for the next 4 months.... about 2 weeks before this happend -_-

 

[Kyle Fett]

Driveway = stored?

Well technically no, not stored yet, we just moved it to that location rolled it out of its storage trailer to unload it of our personal belongings, which we did the night before. Just hadn't made it into the garage yet.

 

[Kyle Fett]

Sorry to hear it!

$44,000! So, more than just glass replacement?

Yeah the guy bled all over the inside so it is currently stripped down to the metal frame, anything not metal inside has to be replaced because the cleaners used for blood will wreck anything not metal.

 

[MP3Mike]

It's because the car was stored.

Did you not have comprehensive coverage? (That covers vandalism, fire, etc. and is normally very inexpensive.)

 

[RayK]

Did you not have comprehensive coverage? (That covers vandalism, fire, etc. and is normally very inexpensive.)

From reading between the lines of the OP, it sounds like they discontinued insurance coverage on the vehicle since it was going to be stored (for 4 months) and therefore not in use.

 

[brainhouston]

We cut down to store the car for the next 4 months.... about 2 weeks before this happend -_-

Interesting... I've used "storage" option on my insurance when not driving for long time...
Haven't read the details of policy but i thought it covered everything besides driving n didn't have to be sitting in actual Storage... just parked n not driven.