Tesla assigns a year model to cars based on when they are built. You get a 2022 year model if it's built in year 2022. Don't get confused by what other car makers have done over the years, basically releasing and selling the next year's model months in advance. Tesla doesn't base their refreshes or features added specific to the year model. They might just decide next month to add a self-aware artificial intelligence, and if it ran completed through the production line in December of 2021, it would still be a 2021 model.
As far as it being a November car, I think that's par for the course. I ordered 8/9, got a VIN today, estimated delivery is the 9/16 - 9/26. So, if you ordered on 9/5, I'd expect either end of Oct, or early Nov. And, Tesla Finance is only competitive if you think 2.49% is competitive. They will however match a rate you get from other lenders, however you have to go through the full lending process. See this link:
Best Rate Guarantee