Insurance Before Delivery?

[Cowabunga]

The Tesla app wants proof of insurance before picking up the vehicle from what I can tell, but when I called my insurance company, they said I must have the car registered to insure it, which they said I can't do until I have the car and have signed the paperwork that day. I'm not sure if this is just an old way of thinking or what. Can anyone provide some insight? I do have a VIN number. Delivery end of Feb/early Mar.

 

[HankLloydRight]

When I lived in MA and now CT, the insurance company was fine insuring a new(/used) car purchase before it was registered.

I think they're confusing the law: A car must be insured to be registered. That does NOT mean it has to be registered to be insured.

In fact, don't you need proof of insurance in order to get it registered?

edit: All I've done to insure a car is call the ins co with the VIN and where it's going to be garaged and they sent me insurance cards.

 

[tga]

In fact, don't you need proof of insurance in order to get it registered?

Yes, the first step is contacting your insurance company/agent. They fill out the registration form (RMV-1) for you. You CAN'T register a car in MA without dealing with insurance first.

OP's insurance company sounds confused...

 

[tga]

That does NOT mean it has to be registered to be insured.

Now that I think about it, I have insured cars that are not yet registered (bought a Boxster, came in Feb/Mar, I insured it while the dealer stored it, unregistered, until spring)

 

[mhatfie]

I submitted my current vehicle‘s insurance info To the Tesla app, it was accepted and I moved on to the other pre delivery steps. the night before delivery day, I switched insurance policy to cover the new Tesla.

 

[mhatfie]

I submitted my current vehicle‘s insurance info To the Tesla app, it was accepted and I moved on to the other pre delivery steps. the night before delivery day, I switched insurance policy to cover the new Tesla.

 

[Cowabunga]

I submitted my current vehicle‘s insurance info To the Tesla app, it was accepted and I moved on to the other pre delivery steps. the night before delivery day, I switched insurance policy to cover the new Tesla.

I called Tesla and this is what they told me to do, just to upload my current vehicle policy as long as it has the phone numbers and information of my insurance company. They would handle the rest when I pick up the car.

 

[essaunders]

I submitted my current vehicle‘s insurance info To the Tesla app, it was accepted and I moved on to the other pre delivery steps. the night before delivery day, I switched insurance policy to cover the new Tesla.

I did that, but tesla has asked for insurance showing my (new) tesla VIN. this may be due to using carrier direct rather than me taking delivery at a tesla location

 

[Kretzpah]

I did that, but tesla has asked for insurance showing my (new) tesla VIN. this may be due to using carrier direct rather than me taking delivery at a tesla location

I’m in the same position in New York, ordering online. Have you made progress yet?