This is an unfortunately the trend. With many people buying Tesla and new (may be young) owners not careful or used to the instant torque causing accidents and drive up the curve of the premium of Tesla insurance. I think Tesla insurance also service Washington, if you can stand the nanny, usually it is cheaper, it is 1/3 of the costs vs the others for me and I have filed claims before, the service is great. Bear in mind YMMV, they are lack of staff, after they centralized the rental car handling through a single email account, that became a major bottleneck if you ever have to change something and with recent layoffs, expect further delays. Besides companies not covering Tesla, AAA won't write the policy without home owner. Interesting thing is any non Tesla cars I tried to get a quote on is much cheaper than my Tesla.