I've only ever been on the track once, some 12 years ago. So, most of my driving is just "spirited" on the road. I replaced the OEM front brakes on my 2010 Honda Fit with some 4-pot Wilwood brakes and thankful I had it in a few instances where I know the OEM brakes wouldn't suffice. One time to avoid getting T-boned and a few times to avoid running over bicyclists that decided to blow red light/stop signs. Heck, even just regular braking to a stop coming off the highway exit was different.
But, on the flip side, going to anything "bigger" on the MYP is probably more than I need (6-pot front, 4-pot rear and proportioning valve in between?).
So, I guess I do fall into the "mod it if needed" group.