Correct, thanks for posting.Most locales allow homeowners to do electrical and plumbing work on their own houses, however most alterations or additions require a permit and an inspection by the city or county inspector (not just any licensed electrician). Generally getting a permit is the first step in the process that includes inspections.
Yes, the purpose of the permit (and subsequent inspection required by the permit) is to ensure safety and code compliance. This is the entire reason for the permit (well, that and generating revenue for the city or county... but that's a whole 'nuther can of worms.From a quick Google search an inspection of the work appears to be required as the previous poster mentioned. I don't think a simple permit for residential dwellings establishes code compliance. I still think it's best to hire a pro. I have a degree in electrical engineering and still wouldn't open the breaker panel in my house.
I know of no case where a "licensed electrician" needs to inspect electrical work for liability. (anecdotal evidence to the contrary aside). Although the electric code inspectors are often licensed electricians. Note that an Engineering PhD does not an electrician make.I believe it still has to be inspected by a licensed electrician. A friend of mine in La Jolla, an S owner and Engineering PhD does his own work but gets a licensed electrician to inspect for insurance purposes.
Wiring an electric circuit really isn't that hard. If it complies with code and passes inspection, there's no way to make it "more legal" or "free of liability."
But then I'm just an unlicensed hack (who has spent WAY too many hours correcting licensed electrician's work) so what could I possibly know? Amusing that my current avatar is of my custom pint glass sitting on a permit for the installation of a circuit for a Telsa wall connector. There's cold double IPA in that pint glass by the way, so stop questioning my knowledge!