I went finance route with my car. Rate I got was less than what I was seeing in returns on investments. Didn't want to pull out 60k in an account making 10%, vs using bank's 60k and paying 5%.No wrong answer to borrow or not, but I paid cash for mine. My last several cars were paid off so when I wanted an upgrade I just had to add 10-20K to the trade (which isn't going to make or break an investment account). Just prefer no debt...