virtualsmack
Member
use your actual credit score as a rough guide. mine was 800 via equifax and all other credit bureaus but alliant had me under 700 and a super high rate.
i think they had a ton of demand at the time so it changes but they use their equation to their advantage. but if your score is good, you can get a loan elsewhere.
but it is old practice to pull your own score before reaching out to lenders so you are in control.
i think they had a ton of demand at the time so it changes but they use their equation to their advantage. but if your score is good, you can get a loan elsewhere.
but it is old practice to pull your own score before reaching out to lenders so you are in control.
I think @bushburner is concerned of the credit being pulled twice, which has a possibility of the rate going higher if your score goes lower due to 2 hard pulls in a short period. That is a valid concern IMHO, I am also waiting for the delivery of my car to be closer to apply. Based on the info from the people above, I think you will get anywhere between 1.74 and 1.99% if you have >=740. Just my 2 cents.