Exactly . When the Toyo Stealer offered to repair my busted LC200 tailgate which they caused (upthread)which is why my insurance is always for my choice of repairer.
. I declined the offer and took it to my guy. Likely the Toyo Stealer would have outsourced it to the lowest bidder.
I've heard though that the insurers can decline your choice of repairer if the quote from them is beyond what they are happy to accept