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Great idea.
Also a point. I have insurance that allows me to transfer automatically upon purchase of new. So with people with that option, you'll be covered, but I guess something you might want to confirm before doing so. But once I check with mine, I'll put an update here.
lucy
bluehair
With all the discussion of the ginormous front windshield, I plan to ask my insurance company for an additional glass replacement rider.
lucy
bluehair
And with very little or no deductible!
I don't mind a reasonable deductible, just don't want the insurance co max to be for a "normal" windshield when the MX's might be many times that price to replace (imbedded wires? Electrochromic? Magical?)
O-G
Member
There have been several indications that it might be gorilla glass. I wonder if the insurance companies even know what that is and factor that into their rates. Even though it's bigger, there is probably less chance of replacement it it really is gorilla glass. My BMW X5 is already a $1,400 windshield.
scottf200
Well-Known Member
Won't the problem be that the insurance companies won't even have the Model X in their systems so they will give you a more "generic rate" based on the sale price?!? This has been my experience so far in trying to call ahead on this.
Some insurance companies use a 3rd parties system to get the rates and information about the car. It can be a few months out of date (ie. brand new vehicles and NOT even just a new MY/Model Year)
Some insurance companies use a 3rd parties system to get the rates and information about the car. It can be a few months out of date (ie. brand new vehicles and NOT even just a new MY/Model Year)
I contacted my insurance agent, State Farm, and they were able to give me a quote. I was surprised that it wasn't more. Might be because of my driving record, no tickets and no accidents in 10+ years.
scottf200
Well-Known Member
How did they do it? Could not have used a VIN on a vehicle that is not even in production. Did they go based on the MSRP?
I’m glad that you guys (KDSLC and mzpolo) have been successful in getting reliable quotes.
Consistent with ptsagcy‘s comment in post #11, my insurance company (Amica) was interested in the deductible, rather than any particular riders or coverages, such as for the windshield. Some good news for Florida drivers: I was told that if the only damage is to the windshield (and there is no other damage to the car), the deductible does not apply.
The company still wanted to deal in a “model year” for a Tesla.
Consistent with ptsagcy‘s comment in post #11, my insurance company (Amica) was interested in the deductible, rather than any particular riders or coverages, such as for the windshield. Some good news for Florida drivers: I was told that if the only damage is to the windshield (and there is no other damage to the car), the deductible does not apply.
The company still wanted to deal in a “model year” for a Tesla.
dwebb66
Member
Is Amica quoting costs? I talked them a year ago and they were not at the time, they asked that I call back when i had a VIN.
adiggs
Well-Known Member
I've been pretty surprised also at how insurance costs work out. Adding the Roadster alongside of our Honda CRX - the Roadster barely costs more than the CRX (5 years old vs. 25ish, and $140k vs $10k new). Clearly the cost to insure is driven by much more than the cost to replace the car if it gets dinged up a little or a lot - it's driven by the damage to other stuff you might do, medical expenses, that sort of thing.
Hey - I'm not complaining. Especially if it works out similarly for Model X.
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Wanted to add - THIS is the sort of thread I've been looking forward to in the X forums for 3 years. This, and where people are finding the very best financing deals. I realize I can go over to the S forums and get the same info. Having this thread here makes it way more real.
Sorry, been offline for a bit....
I too was surprised by the changes. I used a one for one swap take the Forerunner and the 24 year old driver off. Add the Model X as second car to wife (currently driving a Highlander). Same complete coverage for comprehensive and collision (500K, 1M) and $1000 deductible. To me, the major change, and the most likely reason for the near no change is the removal of a driver from the policy.
engle
Member
If Your Insurance Co Needs Any Model X VIN, Give 'em Elons!
Well, then, you might as well give Amica Elon's VIN: :biggrin:
If you'd rather provide a Signature VIN, then replace the last 'F' with an 'S'.
For Production VIN, replace the last 'F' with a 'P'.
Well, then, you might as well give Amica Elon's VIN: :biggrin:
If you'd rather provide a Signature VIN, then replace the last 'F' with an 'S'.
For Production VIN, replace the last 'F' with a 'P'.
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