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terrible idea for both. lol. person who "takes over the loan" wrecks car and quits paying loan and seller is screwed. buyer makes payments for a couple years and seller says he wants it back.
That's an amazing rate being offered by that bank/credit union... I don't even know how they are able to do that... the current FED rate isn't even that low. Wouldn't they be losing money? Unless they borrowed a ton of money when rates were low and just held on to it and are offering it now. Seems odd.