Great value from Credit Karma (owned by INTUIT). They use information that's readily available to the credit services anyway. I like being able to see my credit history back to the day I was born. All the houses, all the cars, all the travel, all the wives (not really), and a complete credit history showing no late payments for 31 years, of course until the illustrious Digital Credit Union came along.
Credit Karma has offers that match your credit history. Low-rate cards, better home financing, cheaper auto loans, cheaper insurance, NO HASSLE LIKE DCU, and most important to me, they alert you when someone, like DCU is trying to rip you off. What's not to like, for FREE? They make money off of those who pursue their offers. It's veryy nice to have all of your credit history in one secure place. They even offer a NET WORTH calculation package. It has been of great value to me.
My CYBERTRUCK will be here next week, and instead of financing it with DCU, as I had planned, I will pay cash for it. Their loss. Behavior has consequences.
I will be selling my Model Y and paying off the current DCU loan, as well. Suck it up, DCU. Done with you. You can rip off someone else.
BEWARE and AVOID.
No one's forcing anyone to sign up for anything. Just sharing a positive experience with Credit Karma.
If you don't like it, you might want to try the Diesel Blog.