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Tesla's Supercharger Team was recently laid off. We discuss what this means for the company on today's TMC Podcast streaming live at 1PM PDT. You can watch on X or on YouTube where you can participate in the live chat.
I got approved by BMO 6.15%@96mth on May 5th, was told Scotia is 6.06% and RBC is higher for this month. Tesla rep told me that I don't need to accept the offer until I have a firm delivery date. Until then, I can do another loan application and hope for better rate at that time. Is it true that not accept the loan offer will NOT affect the delivery date?
I got approved by BMO 6.15%@96mth on May 5th, was told Scotia is 6.06% and RBC is higher for this month. Tesla rep told me that I don't need to accept the offer until I have a firm delivery date. Until then, I can do another loan application and hope for better rate at that time. Is it true that not accept the loan offer will NOT affect the delivery date?
The best method is to accept and not risk having the delivery date delayed, unless you are going to be financing outside of Tesla. Even if you accept it you can ask for a better rate closer to delivery. Usually rates change beginning of every month. If it has been over 30 days though, your current rate expires and a new rate will automatically be applied at delivery. I had originally accepted 6.39% in March but was able to get it reduced to 5.75% in April even after accepting it.
Just got 6.39% through Tesla finance via RBC. Anyone get better recently? I texted Tesla asking for a better rate with a different bank, haven’t heard back…
Just got 6.39% through Tesla finance via RBC. Anyone get better recently? I texted Tesla asking for a better rate with a different bank, haven’t heard back…
Yep car loan rates suck. And 6% is on the low end, most manufacturers are offering like 7-8%. The only exception is some American manufacturers offering super low rates since they do their own in house financing.
Rates might go up next week, make sure you apply for a loan and lock in your interest rate. You can always get a lower rate (if available) before taking delivery by emailing Tesla Finance.
Maybe a weird questions but I can't find any answer on Google.
I'm currently applying for a car loan and I was wondering if my wife's salary should be included in anyway?
Do I say my mortgage is half of what it really is since she pays half of it?
Or do I just act as if I will pay the both the car and the house on my own salary ?