For what its worth, I have purchased 4 Teslas with my local CU, University Federal Credit Union. They are always easy to work with, but today really takes the cake.
The same day I purchased my 5th Tesla, 2/3, I submitted an APP to Tower..I won't bore you all with the details but its gone NOWHERE. Hours on old, many emails, messages in the portal, all of it and now, 21 days or 3 weeks later I have NOTHING to show for it.
My delivery date is 3/3, so rather than create a problem for myself, I applied online at my good ole UFCU. Approval, 60 seconds. Followed by a phone call 12 minutes later to discuss rates, GAP etc.. and ask for my MVPA, 10 min after that docusign in my email, and 5 min after signing those, email that loan has been funded via ACH to Tesla. So literally, 30 mins to wrap the whole thing up...not the best rate, but hey I;'ll take it for now and see what happens. 4.4% on 48mo.