Adelfi is the best! I applied for my auto loan yesterday (2/8) at 4.25% and it will be funded tomorrow (2/10) as my pick-up is this Sunday. I waited for Tower CU for more than 2 weeks and my membership/loan is not yet approved.So glad I went with Adelfi. I got preapproved at 3.85% for 60 months last week and submitted all my documents. No need for all the power of attorney bull**** and runaround that Tower gives you. Just waiting on the final loan docs to docusign, which should arrive tomorrow.
Had I waited on the Tower application (as long as they take), I would have been screwed.