SEndicott
Member
Plus depending on what options were purchased as add ons (Full Self Driving, Performance Boost, etc.) most insurance companies usually DO NOT consider them towards the total settlement. As they are "software" and not structural, they are usually not included. So when you get that check for a totaled MY with FSD, it will be $7k or $8k (now) less than what you paid for it. Upgrades stick with the car, not the person, so replacing upgrades is another dip into the wallet.Ouch sucks your insurance didn't total with that kind of damage. You get a damaged car back with who knows what kind of structural alignment issues, and your resell will take a huge hit.
So in the long run, it is better not to total a Tesla with upgrades.