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Provincial/Crown Insurance here, but a Model 3 Performance with replacement cost is a total of $1850/yr without additional discounts, and around $1600-1650 for the base insurance without replacement cost. Additional discounts would bring the minimum total for insurance+replacement cost combined down to $1350/yr for the M3P.Do any of my fellow Canadians have any good insurance companies to recommend for model 3 ? Would love to know prices and companies… I got quoted 188$ a month with replacement cost in case of total loss
Here is Canada specific sub forum
Who is your insurer?Full replacement cost gets expensive after 3 years. I dropped it on the 4’th year renewal. I'm retired, outside the GTA, 2m liability, $500 disappearing deductible, additional accident and catastrophic medical coverage. Discounts for claim free, car and home, loyalty, etc. $820 a year.
When we moved out of the GTA with 3 vehicles insurance dropped in half. Approximately 5k to 2.4k.