Buying a Tesla Model 3 with 109000 miles on it. Insurance and Warranty after Tesla's is no more?

[EcoGeek]

Hello,
I found a 2022 Tesla Model 3 with 109,000 miles on it. Since it is 9,000 miles past the Tesla warranty, Would I want to get the Tesla insurance? or would it be better to go through someone else like Allstate or something? Also, for peace of mind, I would want an extended warranty. I spoke with a Tesla rep, and he stated that the warranty is only valid if I purchase my Tesla from Tesla, not any other dealership; he also said that the only extended warranty to get on a used Tesla is the one included when purchasing through Tesla there is not another one to buy. I saw that @XCare offers an extended warranty, but they don't mention whether it has to be purchased from Tesla.

Any help with this would be a great help,
I am hoping to purchase by the end of this week.

 

[jjrandorin]

You would need to contact xcare to see if they would sell you a warranty on that vehicle. I am betting the answer is either "no" or "not for any price that would make even a remote amount of sense".

With the relative inexpensiveness of brand new ones, I cant see this type of purchase making much sense, unless it was a second or third car (and the extended warranty desire seems to speak to me that its not a 2nd or third vehicle).

There has to be a better used model 3 than that you can find.

 

[fholbert]

Hello,
I found a 2022 Tesla Model 3 with 109,000 miles on it. Since it is 9,000 miles past the Tesla warranty, Would I want to get the Tesla insurance? or would it be better to go through someone else like Allstate or something? Also, for peace of mind, I would want an extended warranty. I spoke with a Tesla rep, and he stated that the warranty is only valid if I purchase my Tesla from Tesla, not any other dealership; he also said that the only extended warranty to get on a used Tesla is the one included when purchasing through Tesla there is not another one to buy. I saw that @XCare offers an extended warranty, but they don't mention whether it has to be purchased from Tesla.

Any help with this would be a great help,
I am hoping to purchase by the end of this week.

For auto insurance look elsewhere. Tesla insurance isn’t cheap and they don’t handle claims very well.

I use Autoclub for insurance and have for 18 years, the prices were very competitive and when it renewed the price on the Tesla went down 20%.

I did shop before I renewed, only USAA beat Autoclub.

 

[afadeev]

Hello,
I found a 2022 Tesla Model 3 with 109,000 miles on it. Since it is 9,000 miles past the Tesla warranty, Would I want to get the Tesla insurance? or would it be better to go through someone else like Allstate or something? Also, for peace of mind, I would want an extended warranty.

If you are a type of a person who values factory and extended warranties, you REALLY should not be looking into 100+K mile cars.

No, there will not be a factory warranty on that car.
No, Tesla will not sell you extended warranty (they do make an offer right before 50K factory warranty runs out, and that's that).
3rd party extended warranties are, mostly, a rip-off.

New Model 3's are cheap, and getting cheaper. Last quarter's Tesla deliveries were abysmal and inventory is getting bloated, so expect more price cuts.
Buy new, or better yet, lease them. That makes rapid depreciation a Tesla problem!

HTH,
a

 

[fredjan]

You sound like someone who worries about warranty and repairs, so, yeah, definitely don't buy a 100k+ miles model 3, especially not a former rental.

 

[cwerdna]

There are also plenty of other BEV choices, some you could probably get for the same $ but with remaining warranties.

There are also numerous negative experiences w/Tesla insurance posted here like these:

Tesla Insurance - What’s the process?

Sad to say, but the day has come; my car was rear ended. I was stopped behind some cars at a red light and the other car didn’t see that we all were stopped. She realized and swerved too late causing damage to the rear, passenger corner of my car. Everyone’s alright, her airbag deployed. I’m...

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Tesla Insurance Experience Being the Not At Fault Driver

If you have the other party's insurance info, the correct course of action is to contact them, have them accept 100% responsibility, and after they do that, you correspond with them to get it repaired (with no deductible to you). The only reason to deal with your own insurance is if the other...

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Tesla Insurance Claim Check Bounced

Does anyone know if Tesla Insurance is in financial trouble? Long story short, I have been struggling to get a claim paid by Tesla Insurance, but finally received a check. You can read about the claim struggle and saga here: Tesla Insurance Experience Being the Not At Fault Driver Today, I...

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Have Tesla insurance, just got DMV letter "Intent to Suspend" for lack of insurance

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CA DMV suspending my registration due to lack of insurance?

I purchased Tesla Insurance a month ago and today I got a letter from DMV telling me my registration will be suspended unless proof of insurance is provided. I tried inputting my policy number and NCIA number on CA DMV website but it's giving me an error. Anybody experienced the same?

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Tesla Insurance causes registration suspension

I have Tesla Insurance on my Model 3 and received a "Notice of Intent to Suspend" my registration due to the CA DMV claiming that they could not verify that I had insurance. I called T.I. and they said they would take care of it. I also emailed the DMV with my CA ID Card as requested. Tesla...

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[TomServo]

Unless you can SELF-FUND expensive repairs I'd pass on a pre-owned EV no longer under manufacturer warranty. But that's just how I think.

Looking at the Tesla Pre-Owned site, they are selling pre-owned Teslas a greatly reduced prices and all are under warranty. I saw an M3 LR with 19" wheels, FSD, and PB for $39K this past weekend as an example. I thought of buying it to use as our ROAD CAR and using it as a future trade should Tesla offer an FSD transfer in the future. Good luck and let us know what you decide.

 

[fredjan]

There are also plenty of other BEV choices, some you could probably get for the same $ but with remaining warranties.

There are also numerous negative experiences w/Tesla insurance posted here like these:

Tesla Insurance - What’s the process?

Sad to say, but the day has come; my car was rear ended. I was stopped behind some cars at a red light and the other car didn’t see that we all were stopped. She realized and swerved too late causing damage to the rear, passenger corner of my car. Everyone’s alright, her airbag deployed. I’m...

teslamotorsclub.com

Tesla Insurance Experience Being the Not At Fault Driver

If you have the other party's insurance info, the correct course of action is to contact them, have them accept 100% responsibility, and after they do that, you correspond with them to get it repaired (with no deductible to you). The only reason to deal with your own insurance is if the other...

teslamotorsclub.com

Tesla Insurance Claim Check Bounced

Does anyone know if Tesla Insurance is in financial trouble? Long story short, I have been struggling to get a claim paid by Tesla Insurance, but finally received a check. You can read about the claim struggle and saga here: Tesla Insurance Experience Being the Not At Fault Driver Today, I...

teslamotorsclub.com

Have Tesla insurance, just got DMV letter "Intent to Suspend" for lack of insurance

So, anyone else with Tesla insurance experiencing this odd quirk? I imagine it'd only be rearing its head right about now, as I got Tesla insurance just as soon as it was available (it was significantly cheaper than my existing plan, for significantly better coverage in all categories). Opened...

teslamotorsclub.com

CA DMV suspending my registration due to lack of insurance?

I purchased Tesla Insurance a month ago and today I got a letter from DMV telling me my registration will be suspended unless proof of insurance is provided. I tried inputting my policy number and NCIA number on CA DMV website but it's giving me an error. Anybody experienced the same?

teslamotorsclub.com

Tesla Insurance causes registration suspension

I have Tesla Insurance on my Model 3 and received a "Notice of Intent to Suspend" my registration due to the CA DMV claiming that they could not verify that I had insurance. I called T.I. and they said they would take care of it. I also emailed the DMV with my CA ID Card as requested. Tesla...

teslamotorsclub.com

The first one would have been the exact same experience with other insurers, and the last ones from 2019-2020 aren't really relevant, since they sound like they're from when Tesla Insurance was starting to establish presence in the state.

If you own a Tesla, you *need* great rental vehicle coverage. $900, heck $1,500 won't cut it for any kind of body work.

 

[cwerdna]

The first one would have been the exact same experience with other insurers, and the last ones from 2019-2020 aren't really relevant, since they sound like they're from when Tesla Insurance was starting to establish presence in the state.

Doesn't seem like they're any good from posts like these:

No response from Tesla Insurance!

I have a Tesla insurance claim that is two months old. I cannot get anyone to return my phone calls or email concerning the claim. They will not make a decision if they are going to repair the car or total it. Does anyone have suggestions of how to light a fire under them to make a decision?

teslamotorsclub.com

No response from Tesla Insurance!

I have a Tesla insurance claim that is two months old. I cannot get anyone to return my phone calls or email concerning the claim. They will not make a decision if they are going to repair the car or total it. Does anyone have suggestions of how to light a fire under them to make a decision?

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Any updates on Tesla insurance offering expansion to Georgia?

After lots of new early in 2022 that Tesla had filed to offer insurance in Georgia effective November 2022, I never heard any more about it. Now March 2023 and I can’t find any news, updates, etc. on the status of the filing. Had anyone else heard any updates? Anybody here know someone at the...

teslamotorsclub.com

OP can browse thru more recent posts at Insurance for a flavor. I've not heard good things about them and/or who they actually use at my work either.