-
Want to remove ads? Register an account and login to see fewer ads, and become a Supporting Member to remove almost all ads.
$2 per mile, Tesla safety score insurance hike 50%
- Thread starter KuramaKitsune
- Start date
Since you are driving so few miles and half of them is after 10p , the FCW and Night driving dings are easily max out, it will bring the score way down and you don't have much driving history in Texas may contribute to higher rate. Dallas and Houston rates are much higher than other cities also.
Just about ALL variable rate insurance companies start you on a "teaser" low-starter rate, then jack up the prices once you are hooked. Excuses for jacking up the rates may vary, and some (like Tesla's) are highly dubious, but the result is always the same - rates go up.
Thus the ongoing joke / marketing ingle from ALL insurance companies - "drivers who switch to us save XX% on their insurance".
The teaser rates structure all but guarantees that to be true for just about everyone. Variable rate pricing simply makes this more explicit.
Don't over-analyze pretexts Tesla is giving you to jack up your rates.
If they want to jack them up, the reasons will follow. Not the other way around.
Yes, the score is BS.
So is the entire variable pricing model, that you have chosen to join on your own volition.
If you enjoy driving - variable insurance pricing is not for you.
I had fun with it once, many years ago. Joined XYZ's variable rate program for a "trial period" that included two (2) DE weekends. They called it to inquire if their plug-in device was defective or installed correctly, since it was reporting triple-digit quantity of speeding, threshold braking, and high speed turn events on some days, but not the others.
Precisely the right advise !
None of us here can move a needle on your insurance rates. Or our own rates.
Your only recourse is to shop around, and get the best value for the price.
Just remember - insurance payments are not tax returns. You are NOT looking to minimize the dollar amount.
Your insurance rate is an upfront payment for future payout in time of an accident. The ease, convenience, speed, and quality of service during that payout eventuality is what you are pre-buying. If the company whose future services your are buying is notoriously bad at providing those service (Tesla, Geico), then you may want to consider paying for a second highest service provider upfront, to secure better service experience down the road.
HTH, YMMV,
a
Last edited:
You can reset the car and it won't update the score. I am not sure if it's illegal then do not do it.
1) You have to reset the car after every drive before you get out.
2) This probably doesn't work anymore
3) It is impossible for this to be "illegal." I promise you no legislature in the USA has considered this.
Reset stop working for a long long time, it only works in the very beginning of SS for FSD beta lottery.
Join the class-action lawsuit already underway over Tesla insurance overcharging for “false” crash warnings?
www.teslarati.com
Judge rules against Tesla insurance over 'inflated' premiums
A California judge ruled against Tesla Insurance in a consumer protection suit, likely meaning the automaker will face a class-action suit.
www.teslarati.com
Similar threads
- Question
