Tesla Loan application - site just spins forever.

[michidragon]

So, there's an inventory S 75D i'm trying to go after as soon as tomorrow; but the Tesla Finance application is causing me trouble.

I've (as of today) unfrozen all 3 credit bureaus (yeah, I had them frozen like most people do...) - but after I fill out the application form and hit 'apply', there's a spinner that tells me to wait, and nothing happens.

My credit score and report is not a worry - at all - I just am wondering if this credit agency freeze/unfreeze situation is causing me trouble where they can't process the application.. I'm not seeing any inquiries on my reports (I have alerts that get sent) - and I tried applying through Alliant as well, so far they were only able to pull TransUnion it seems.

This is the first time I've applied for credit/loan/etc since the big Equifax breach, and the first time unfreezing reports since, too.

Anyone have any clue as to what may be going on?

 

[michidragon]

Ok, update, this time around it at least got accepted. But no instant approval or offers, which I find odd... (based on credit score and pretty much zero credit problems in the past.) I'm hoping this all has to do with the unfreezing mess.

 

[sidmini]

accepted

Well that’s good news so you have the loan in place now? Did you try calling them to see why the application froze? perhaps just a software glitch? Have sent you a PM too

 

[michidragon]

Well, sort of, the application was accepted; I don't have a response yet. Alliant did approve at 3.99, (though they want paystubs and W2; Not a problem but just annoying.) - and all things being equal I'd rather then just go through Tesla's system at 3.99. So I'm waiting for their response. There's an inventory MS 75D I want to jump on but I sure want to make sure the loan is in order first. But because of the application problem I didn't manage to do that until late; hopefully I hear back today.

 

[carguy84]

Having this problem as well although I don't have any of the freezes in place. Guess I'll call on Monday unless anyone has any ideas?

 

[L-P-G]

I had the same issue, emailed multiple people and no one answered back. So I went with a local credit unit instead.

Just a heads up when getting outside funding. Most places will issue you a sight draft (essentially a piece of paper stating you e been approved for the loan, where to process the lien and how to receive electronic payment) I called Tesla to ask if this was all they needed and they said they only accepted a cashiers check which is ridiculous since every other dealership in the country accepts sight drafts. Called my delivery specialist who had to escalate and then said that yes they are accepted.

This is a much longer story, let me know if you want to hear the whole thing.

 

[Eevee]

Just FYI you can get that same rate through LightStream. Check them out.