Ok, lets file this under not quite thinking it through, possibly just poor planning, and why Tesla is light years ahead of everyone else. Take a close look at the two city DCFCs shown below:
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Of the 18 that are currently going in, there are 9 of each "type". Where type equates to some have credit card readers, and some don't.
The two things that really make credit card readers a thing of the past are: 1) ISO 15118, and 2) near field communication (NFC). It's pretty obvious that a reader that is sitting there covered with blue tape to protect it isn't really going to be a happy camper over the long haul when exposed to the elements. Especially so on the roof where the sun and rain are part of the equation. So maybe back when the DCFC procurement was made it was just assumed that a credit card reader would be needed. I believe the Electrify America agreement with VW actually mandated credit card readers on their deployed chargers (just checked, it does not).
Given that anyone who uses a DCFC will almost certainly have a cell phone, NFC support would have been sufficient to allow for both Apple Pay and Google Pay. ISO 15118 compliance would have been icing on the cake, and made charging as simple as Tesla charging. The almost certainty that these DCFCs with card readers are going to present both use issues and maintenance issues given the two viable alternatives tells me that it was not thought through from an ease of use perspective.
The Tesla Supercharger debuted back in 2012. No credit card reader required. Not clear to me what communication and encryption protocol Tesla uses. The bottom line is that Tesla figured it out 7 years ago, and non-Tesla DCFC installers are still flailing around putting in equipment that is going to have to be upgraded or changed sooner rather than later. Not to even mention the 72kW versus 50kW rating.
The Basics of Plug & Charge – V2G Clarity