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Not to many if installed properly. Wraps help protect your original paint. If a good quality material is used they last 5 years or so. Since you're in Dayton I recommend Dream Wraps USA in Cincinnati. He is finishing my car today. Top notch!
Almost guaranteed a scam. The paint match they are referring to is not due to a wreck. They are saying that they color matched the factory lower skirt pieces which are normally an unpainted flat black plastic.