VIN P 65513 - P85D, Green, Pano Roof, Textile Seats, Piano Black trim, Black Alcantara Headliner, Tech Package with Autopilot, Dual Chargers, Subzero Package, Smart Air Suspension, 19" Wheels, Delivered December 2014
VIN P 3552 - 60 kWh with Supercharging, Green, Black Roof, Black Leather, Piano Black trim, Tech Package, Active Air Suspension, 19" Wheels, 28,343 miles, Delivered January 2013, RIP August 2014
I received my Pre-Delivery MVPA today. The document states that the Amount Due must be paid at the time the Vehicle is delivered. It sounds like I can sign now and worry about the financing bit later (hopefully not too later). Is that what the majority did? Has anyone secured a loan first before signing the document, or is that simply not possible, e.g., loaner requires to see signed agreement.
no loan yet. I am pretty sure i should be ok to get one since I had about a 10% salary increase since last year when I refinanced a mortgage. I think the auto loan I'm planning will be 2.49% for 6 yrs
the other rates are 2.34% for 4-5 yrs / 1.99 for 3yrs or less & 3.24% for 7
SMCU (san mateo credit union) it's the best rate i have found. I had an auto loan from them before and they find the exact car you want and set up delivery to wherever you want. It was pretty neat. I got it while I was at work (poor guy had to drive it up 101 on a trailer to Eureka from the Bay and was totally carsick)
anyone have some better rates anywhere?
Last edited by Zextraterrestrial; 2012-08-27 at 10:01 PM.
Yes, financing only when Tesla contacts you to schedule a delivery date (when the car's close to being done).
Z-ET, you could try PenFed who offer financing for upto $70,000 for upto 5 years at 1.49% !
PenFed - Auto Loans Overview
You can become a member for a nominal membership fee and a small deposit even without a military affiliation. See my post on an older financing thread earlier:
Are you financing to get the Model S? - Page 5
If you plan on financing Wells Fargo so far seems pretty good- loan on the spot.
Bank of America- waste of time, the loan people didn't know what a Tesla and kept on asking what "dealership" and all these questions not pertinent to the Tesla
save your time and just go to Wells Fargo
You just got the wrong person. BoA was the preferred financier for the Roadster and had special rates.
I'll be taking my business to my local credit union too, gg. Mine is Keypoint CU. Bonus...they offer lower rates for green cars too!
7 Year loan at 2.74% - 0.25% (returning customer) - 0.25% (auto pay) -0.20% (30% down) -0.25% (green car) = 1.79% for 7 years.
Read the fine print. It seems to say that the minimum rate with all discounts is 1.99%. Still pretty good.
..And Tesla isn't on their green car list ??? Someone should call them to fix that!
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