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jsm
Member
I went to Logix Credit union 1.49%
Low APR auto loans, mortgages, rewards credit cards, & more. | Logix - Vehicle Loans
Low APR auto loans, mortgages, rewards credit cards, & more. | Logix - Vehicle Loans
gizmoboy
Member
USAA is 1.49 up to 36 months, 2.25 up to 60 months, 2.49 at 72 and 3.49 at 84 months, with a 0.25 discount for direct debit.
gizmoboy
Member
Why is that, sorka? I can easily get better than 2 or 3% return on investment elsewhere. Seems a no-brainer to invest that money and more than offset your interest expense on a loan.
gizmoboy
Member
If they are descended from members. My dad was a vet, and when he joined then I became eligible to join. Now my kids are also members through me.
DCU is 1.74% not 1.24%?
New and Used Car Loans | DCU | Massachusetts | New Hampshire
Do you have to live in MA? I'm in CA.
Drucifer
Active Member
brucet999
Active Member
Schools First FCU offered me 60 months at 1.49% if I transfer payments automatically from my checking account.
It's a matter of safety. I have portion of my portfolio in AAA rated bonds but they don't return very much. Still more than the 1.24% I got at DCU (even after factoring that rate of return is essentially tax free).
If I was 100% in on aggressive grown funds and equities, like I was in my twenties, it would be a totally different matter.
So you just have to set up monthly automatic payment ?
Does it require direct deposit? Some unions require direct deposit from employer for some reason.
I'm in CA. The 1.74% doesn't include the 0.25% decrease for buying an EV. So it's 0.25% more now than it was in March when I financed.
map724
Member
Just went through the registration process as my father was Navy. What was strange is that their system said I wasn't eligible, but then asked two more questions about if I was or had been married to millitary. When I said no it let me finish registration. Odd
