Patelco Credit Union

So I have placed my order for an 85D and will be heading down to my local Credit Union, Patelco to apply for the loan. I have heard great things about Alliant but would like to see if going to my bank would be a better option. I must admit I am extremely nervous. The total price of the car before taxes is $103,540 and will be hoping to finance the full amount but I'm willing to put at least 20% down. I'm Self-Employed and make well over $100k a year and last I checked my credit score was 698 with all my cards paid off along with my Nissan Murano. Not sure what to expect from Patelco on Tuesday.

Has anyone tried to get their Model S loan from them? If so what should I expect and are they fairly easy to work with or should I just go straight to Alliant?

Thank you for the reply. I'll keep you guys posted on how it goes on Tuesday.

So I just got back from Patelco. I'm waiting for the under writers to call me back in an hour or 2. But they said their rates are 1.99% for a Credit Score of 750 or higher and anything around 700, like mine would qualify for 2.99%. They do knock off .50% if you signup for automatic payments and after 1 year they'll knock off another .50% if don't miss a payment.

Im also calling Alliant and USAliance to rate shop a bit too. I'll let you all know what they come back at for the loan and rate.

Okay, so here are the rates I received.

Patelco - $60,000 at 6.99% for 72 months

Alliant - $82,000 at 3.99% for 72 months.
Alliant said my Credit Score was 698 and if in 90 days my score goes over 700 they'll give me a rate of 2.99%. Needless to say I picked Alliant. All these forums are right, Alliant is the CU to go with for a Tesla.