Insurance

Roughly $2000-$2500 per year for good coverage, depending on your company, location, age, driving history, other discounts, etc. Some people get amazing rates closer to $1000-$1500 per year but I have yet to find coverage I like at that range.

There are too many variables to compare in a forum.

When I was looking last year, I simply called my insurance company and asked, which is my recommendation.

Mine is 729$ per 6 mo with State Farm in Northern CA. About 80$ per year less than my wife's Ford Explorer and twice my 93 Chevy truck.

The company I work at partners w/Liberty Mutual to get good rates for its employees, and they'll charge me a little under $1400/yr but that includes good coverage AND they'll knock 1 year + 15,000 miles off the car's life when estimating what I'll get if it's ever totaled. The insurance agent I'm currently using checked with 3 other companies that they work with and they all were several hundred dollars more per year for similar coverage, so it looks like I'll be going with Liberty.

I'm not sure how much more a Model X will cost to insure relative to a Model S, but I'm paying $550 per 6 months with GEICO in Texas, and that's with maxed out liability coverage. I was actually pleasantly surprised how affordable it was.

Unfortunately, the variance is so high from state to state and insured to insured, it's really hard to predict what kind of rates you'll get. GEICO (at least in Texas) gives some pretty serious discount if you meet certain criteria, which I think is why my premium ended up relatively low.