I started to read about Scotia bank offering Model S financing at 3.99%. That doesn't even seem to be critalized yet - we have no details. Better than a Personal loan at prime + 3-4% but much more expensive than in the US where they get 1.49%, 1.99%,... I have asked my broker to find me the best offer on the market.
Anybody with other ideas. I'll post what my broker comes back with.