We're locked out to prevent us from messing up certain parameter settings. You can mess around with your PC for example, but risk crashing it. There's not much to be gained from messing around with your car settings and crashing that.
As for the codes, in the case of the Roadster I was told that each Ranger has a personal access code and that way Tesla can also track in the logs who did what to the car. Sounds sensible to do the same thing with Model S.






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